bit-settledtrust settlement
SIM
Live demo · agent assurance for PayPal

One agent purchase.
Five axes fixed.

A merchant’s agent and a buyer’s agent agree a price; PayPal protects the payment and refunds automatically if something goes wrong. Every step is a live API call — the JSON log is the proof.

SIM AI: checking… deterministic · no funds move steps 0 / 5
Merchant agent Northwind Seller Agent catalog ready · policy pending
Live checkout → Open merchant console →
Authorization
5→8.5
agent passport + signed mandate
Trust
2→8.5
signed, portable credential
Protection
1→8.5
risk-priced, reserve-backed
Negotiation
1→8.0
signed contract + transcript
Recourse
3→8.5
instant refund from reserve

Trust credential

pending GET /api/merchants/m1

A merchant credential signed from settled payment, delivery and dispute outcomes — portable to any store, PSP or agent.

Not run yet.
tier · score · coverage · reserve

Agent passport

pending POST /api/agents/verify

Before the agent can spend, it presents a passport: operator, KYB, capabilities, spend limits and a signed mandate. RogueBot has none of it.

Not run yet.
rejected before an order exists

Negotiate the contract

pending POST /api/contracts + /auto

Buyer and merchant agents agree a price against a deterministic policy. The contract hash, transcript and terms are fixed before PayPal approval.

checking /api/config…
Not run yet.
list $249 → scripted deal

Protection + PayPal order

pending POST /api/protection/quote + orders

Risk, not a flat fee: tier A prices at 35 bps with a $5,000 cap and instant capture. The order carries the contract hash and settles the agreed amount.

Not run yet.
quote → order → receipt

Instant recourse

pending POST /api/orders/:id/claim

The parcel never arrives. The agent files a claim with evidence; the refund is paid from the merchant's own reserve in 1.2 seconds via the PayPal refund API.

Not run yet.
no chargeback · no support queue
What this replaces
agentic commerce assurance
badges & seller ratings
outcome credential
Signed from actual payment, delivery and dispute outcomes — portable to stores and agents the issuer does not own.
bundled, flat protection
priced protection SKU
Tier sets fee bps, cap and mode; collateral stays in the merchant reserve, no custody, no flat 3% hidden in the take rate.
chargeback & support queue
instant agent claim
Evidence in, refund out from the reserve in ~1.2s with a PayPal refund id, an SLA and a score update — no 30-day wait.
One object carries identity, negotiated terms, trust, protection and claim rules.Settled · agent assurance